Ms. Huang Guifang is a Licensed Lawyer at B.D.L. International Law Firm (Nanning). She obtained her lawyer’s practicing certificate in 2010 and has been engaged in legal practice for more than ten years. She has served a wide range of clients including financial institutions, public institutions, state-owned enterprises and private enterprises, and possesses extensive practical legal experience.

She specializes in legal affairs concerning non-performing debt recovery in banking, real estate finance, and construction project contract disputes. Her main practice areas cover financial loan contract disputes, financial leasing contract disputes, credit card disputes, recovery right disputes and other related cases. She adheres to high professional ethics, demonstrates outstanding professional competence and boasts rich practical experience in financial legal practice.

Professional Experience

Ms. Huang has long served as perennial legal counsel for numerous enterprises and public institutions, including Nanning Central Sub-branch of the People’s Bank of China, Guangxi Nanning Petroleum Branch of Sinopec Sales Co., Ltd., Nanning Women and Children Activity Center, and Guangxi Xingyuan Investment Co., Ltd., effectively preventing operational legal risks for her clients.

She has represented Nanning Branch of Guangfa Bank Co., Ltd. and Nanning Branch of Huaxia Bank Co., Ltd. in a large number of credit card dispute cases. She has handled multiple batches of recovery right dispute cases for Nanfang Financing Guarantee Co., Ltd., Nanning Branch of PICC Property and Casualty Company Limited, and Nanning Central Sub-branch of China Pacific Property Insurance Co., Ltd., successfully recovering more than ten million yuan for the aforementioned entities.

She has handled hundreds of financial leasing contract dispute cases for financial companies including Minsheng Financial Leasing Co., Ltd. and Shiqiao Financial Leasing (China) Co., Ltd. She is familiar with laws and regulations governing financial leasing contracts and well-acquainted with the judicial opinions of numerous courts in Guangxi on financial leasing cases, achieving an annual execution recovery of several million yuan on average.

She has provided legal services for well-known real estate enterprises including China Resources Land (Nanning) Co., Ltd., Guangxi United Jiacheng Real Estate Co., Ltd., Liuzhou Runliu Real Estate Development Co., Ltd., and Nanning Runyi Wuxiang Real Estate Co., Ltd. She has successfully represented the aforesaid real estate enterprises in numerous financial loan contract disputes and commercial housing sales contract disputes arising from mortgage defaults, recovering hundreds of millions of yuan in economic losses through various measures such as property repossession, claim acquisition, and participation in the distribution of auction proceeds.